Your Real Estate and Lifestyle Planning Guide

A house is made of walls and beams; a home is built with love and dreams.

A home is one of the most important assets that a person will ever buy. For most, it’s their largest investment. No two people have the same lifestyle needs or financial situation. That’s why we’ve created a comprehensive workbook to help you determine your lifestyle needs and goals, review your lifestyle options and develop a lifestyle plan. Think of this as the first step on your homeownership journey.

From Fixer Upper to Fabulous

Photo courtesy of: Laurie Schuler, CMPS, Stearns Lending

From Fixer Upper to Fabulous! We’ve all seen the shows on HGTV. It’s trending nationwide and there’s a reason for it. Home buyers get the customized home they want for less and typically have thousands of dollars in built-in equity by the time the deal closes.

In Lane County, 80% of the homes on the market are 15 years or older. With a lack of housing, and a lack of affordable housing in general, renovation loans are a perfect option for buyers who want more bang for their buck.

“Putting families in, with an equity base, is a great place to start for them.”

Alan Martin, Branch Manager, Stearns Lending

Did you know there are loans out there that allow home buyers to couple the purchase of their fixer upper with a renovation budget to customize it into their dream home? Well, there are!!! These programs have been around for a long time, they’ve just been under utilized.

What if you could take a house from this…

Photo courtesy of: Laurie Schuler, CMPS, Stearns Lending

To this…

Photo courtesy of: Laurie Schuler, CMPS, Stearns Lending

The first step is to find a real estate broker, like myself, who can help you find a great deal on a home that needs some work, or even A LOT of work. With the current loans available, no job is too BIG, so long as the house appraises. Depending on the scope of the project you could walk away with anywhere from $10k to $100k in built-in equity by the time it’s completed.

Unfortunately, in this market, getting into a starter home can cost you $250k, but what if you found a fixer upper for $150k and put $100k in renovations into it to create your dream home? It’s possible. I have a network of lenders and potential contractors that can turn a fixer upper into your dream house before you ever move in.

And, you have to admit… the before and afters are amazing!

Kitchen

Bath

Outdoor Space

If this is something you’re interested in learning more about give me a ring or drop me an email and we can chat about your options and getting you into your dream home.

Aimee Hartwig: aimeehartwig@bhhsrep.com or 541-579-9213 or aimeehartwigrealestate.com.

Keeping it Real Estate

Thanks for joining me!

I’m a graduate of the University of Oregon School of Journalism with an extensive background in Digital Marketing and Strategy. The Willamette Valley has always been my home. The daughter of a military officer, I’ve traveled the world most of my life, but spent my summers on my family’s ranch in rural Lane County. Whether you’re buying or selling, my unique knowledge and passion for real estate will help you find exactly what you’re looking for.